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Re: Batam Info / Interest / Help Thread
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Just as much as u tell ppl can still use 10 cent to buy things in Sg. Maybe go p toilet still can. U may wish to bring your discussion here - https://sammyboy.today/showthread.php?p=...5#post21781725 for an easier talk. But get ready a few nice chinese songs to share. |
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Interesting spot! Just when i was mentioning that the old qoo10 days are gone. Also saw a cheaper deal at $36++ for 2 ways for sindo with a minimum order quantity of 20pcs. only gripe is the sellers are all pretty new without any previous reviews for the cheaper ones. Shall wait to see the credibility
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Ah, i noticed I've framed that wrongly. I'm definitely not complaining about 200 rupiah variance but how in a matter of a day or two the XE rate rose to 11,000++. Its no wonder why hotels don't collect deposits in their local currency any longer, noticed that on my XE card throughout my three nights i had a 1% to 2% markup on several days. Thought it was weird but it could be just currency fluctuations.
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Btw Hallo Kitty massage now got telegram to view and book ST, comes with free ride to the place 😂 |
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Re: Batam Info / Interest / Help Thread
Hopefully Fame Spa does the same as hello kitty
Show a catalog of beauties |
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Re: Batam Info / Interest / Help Thread
Anyone in batam now? Can ask for help to provide sgd cash while i transfer to u? Am at nagoya area now. Pls reply or PM me. Thanks
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Re: Batam Info / Interest / Help Thread
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I have a BNI bank account in Singapore..... I can use their bankcard to make withdrawals in Batam bypassing the need for moneychangers. No overseas service charge and exchange rate on par with the market rates. Very convenient.
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************************************************** ************ Do not up me and ask for points return as I am not into this game...... I will only up deserving posts. |
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Re: Batam Info / Interest / Help Thread
Use OCBC bank can withdraw in Btm Penuin area OCBC Indo ATM, .200 below at the time u withdraw on bank trading market rate.
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Re: Batam Info / Interest / Help Thread
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I think it is worth to provide some explanations on how MasterCard/VISA cards work. I assume also other international circuits work in the same way, even with some slight variations, because the business is the same. When you purchase a good with a credit card out of your country (in local currency!! ALWAYS opt for the local currency!!), or you withdraw money abroad in local currency, you will be charged using the current interbank buying rate at the time the transaction is finalized, the one we see on XE.COM (there are two exchange rates at any time: one for buying, one for selling a currency) PLUS a +2% fee (that goes to MasterCard/VISA). When you do several withdrawals in a day, it is possible, but not likely, that the exchange rates are different. When you use a credit card to withdraw money from ATM, that is cash advance. They lend you money. Then, on top of that +2%, you also pay +4%. ==> ALWAYS USE DEBIT CARDS to withdraw money from ATMs. On top of that, for debit or credit cards, it is possible that the local bank and your bank also apply their fees (my bank charges ~3 SGD flat fee on each withdrawal I do abroad). Said all this, the cheapest way to convert our home currency to a local currency is most of the times one of the following two: 1) Use a debit card on an ATM (at best, we pay %2 + some 2 SGD flat fee). This is also the easiest and less time consuming. I do this. 2) Search an exchange office that applies best conversion rates. This takes time, but it may be profitable, because some offices apply a fee that is less than 2%, for example if you give new 100 USD notes, that have a special market in Indonesia (I think they are good for unofficial business transactions). I do this when I have some USD cash, which I want to spend in Batam Quote:
As I have explained above, you will pay a +2% fee applied on the XE rate, not because BNI bank is bad, but because that is how international circuits change currency. Even if your card is does not pass via VISA or MAsterCard (do you see their logos on your BNI card?), then you have to pay some 2% (ok, 1.5%?) to the international circuit that makes the conversion. What I write is not valid, only if your BNI bank account in Singapore is denominated in IDR, which I doubt. |
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Re: Batam Info / Interest / Help Thread
It depends on when the transaction is finalized. Rates fluctuate up and down. I am sure you do not think that OCBC systematically loses money on ATM withdrawals...
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Re: Batam Info / Interest / Help Thread
I know "Double Penetration", but I doubt this is on their menu
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Like the other poster mentioned, now spas advertise their girls in ig, TikTok or telegram. See what you like, head down and proceed from there. Some of them able to come to your hotel for ST or overnight. |
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batam, cewek, entertainment, escort, ferry, guide, indonesia, massage, overnight, prc, vietnam |
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