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#46
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Siao ah. HDB returns would be more concrete than CPF ERS. CPF is a legit ponzi scheme. It relies on having more contributors than withdrawals since majority of it is invested into ultra long dated gov bonds. With the aging and declining Singapore population, how do you think that would work out? Why do you think retirement and withdrawal age is being pushed back. Do you know initially CPF withdrawal age is 55? Today its 67. In another decade don't be surprised its going to be 75. You will die before you see your CPF money.
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#47
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Re: What is the one piece of advice to give to your young self?
there are no friends in workplace.
__________________
I up your points for fun. |
#48
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I wish a parent or teacher would explain what charisma is. It's not about having the gift of gab, showing off, or bragging about one's wealth, looks, physique, intelligence, accomplishments, trophies, material possessions, beautiful girlfriends, luxury homes, or supercars.
Charisma is about being relaxed, confident, humble, and low-key, and making all the people I meet feel relaxed and comfortable, regardless of the situation – whether it's face-to-face, by phone, email, messaging, or video chat. Most importantly, it's about making them feel good about themselves because of me. |
#49
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Re: What is the one piece of advice to give to your young self?
Bit-fucking-coin:
All in, Long, 2009- Jan 2017 All out, 10 Nov 2021 All in, Short, 12 Nov 2021-Jun 2022 All out - Jun 2022 All in, Long -Jul 2022 - 13 Mar 2024 All out - 13 Mar 2024 |
#50
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Re: What is the one piece of advice to give to your young self?
Quote:
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#51
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Re: What is the one piece of advice to give to your young self?
Don't believe in compromising in any relationship. Don't believe that things will work out as time past. When things are not right from the start, it will just go worse as time passed. Invest in yourself, listen to yourself. There may be time that you will feel lonely, or envious of the couples you see in the streets, but these are just very brief moments of a whole relationship. When all the fan-fare settled, what you will be facing would be compromise, betrayal and taken for granted..............
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#52
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Re: What is the one piece of advice to give to your young self?
Do not get married early. Try and play until bored then settle down. Always lots of temptations outside. And the more you earn the more temptations become available.
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#53
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Re: What is the one piece of advice to give to your young self?
Haha, workplace full of politics. Kena backstab also dunno
![]() Be careful of what you share with supposedly enemy of your enemy or boss. Keep opinions of others in your deepest inner self. Keep conversation neutral. Just like GL, fuck and go, workplace just work and go home |
#54
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Re: What is the one piece of advice to give to your young self?
I wish I never learnt what mental health is. It's kinda crappy trying to do the right thing when everyone around you is messing up.
It's actually okay to mess up if you are young. It is expected. Easily forgiven. Better to fuck around ( don't get anyone pregnant plz ) and then later "redeem" yourself, say that you have changed for the better. Don't learn what emotional regulation is. Be genuine and go crazy when young. Use experience to learn control instead of textbook. |
#55
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Re: What is the one piece of advice to give to your young self?
Quote:
__________________
I up your points for fun. |
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